When you own a vehicle, you are required to have an auto insurance policy for it. It’s never a good idea to try to go without this insurance. This will put you in danger of fines and fees and make you vulnerable to the high cost of accidents. Different kinds of coverage can be included in auto insurance policies. Here are three of the types that policies should have to keep you protected. When you need auto insurance, call us at Guy Hurley McNeil in Rochester Hills, MI, to get started. 

Liability Coverage 

Every auto policy needs to have two types of liability coverage. Both are required in Michigan. Your auto policy should have both property damage and bodily injury liability coverage. Each of these protects against different costs you may be responsible for. When you have property damage liability, this pays for the cost of repairs to the other vehicle involved in the accident. The bodily injury coverage pays for the other party’s medical bills when they are injured in an accident with your vehicle. 

Collision Coverage

When you have collision coverage, it protects you against damage to your own property. When you’re in an accident, this coverage can pay for the repairs you need for your vehicle when you’re at fault for the accident. This is important to have with the high cost of repairs today. 

Comprehensive Coverage

This protects you against the many dangers of your vehicle when it isn’t being driven. Many things can happen to a car; you can protect against them with this type of coverage. 

Get Auto Insurance in Rochester Hills, MI

If you don’t have the needed coverage, now’s the time to get it. Call us at Guy Hurley McNeil in Rochester Hills, MI.