Commercial Insurance protects you, your business properties, employees, and clients by providing coverage against loss, damages, and liability. At McNeil Agency, Inc. in Rochester Hills, MI, we are a premier commercial insurance provider in Michigan. You can rely on us to provide you with reliable policy options that work for your business. Here are some of the insurance products we offer to business owners:
At McNeil Agency, Inc., we provide you with commercial property insurance to help ensure the future of your business. Our policy helps protect the business building and your business' property such as tools and equipment, inventory and assets such as furniture, fixtures, electronics, accounts receivable, and lost income during that time business operations were suspended. Property insurance may help you cover replacement cost for your commercial building and property as a result of fire, wind, theft, and vandalism. We can customize your coverage to provide additional protection to suit your business needs.
Commercial liability insurance protects you against claims of liability for bodily injury or property damage, and personal injury that occurs within your business properties or as a result of your business activities. Basically, liability insurance provides coverage for litigation costs for damages caused by your products or bodily injuries due to negligence, medical expenses for the injured party, and the cost of repairing or replacing their damaged property.
Other coverage included in general liability insurance are the professional liability for professional and technical companies, employment-related practice liability for wrongful acts that violate the employees' rights, and director's liability.
A commercial auto insurance is important for your business. It provides coverage for the cars, trucks, vans, and other vehicles you use in the course of business. This includes vehicles your firm owns, hires, leases, or borrows to perform business operations.
Typically, commercial auto policies include coverage for the cost of repairs for physical damages to the vehicle as a result of a collision or vandalism. Furthermore, it protects from liability for bodily injuries and property damage to a third party due to your negligence. In such a situation, it may pay the medical expenses and lost income for the other person as well as your legal defense fees.
Workers Compensation: it protects your employees against accidents that could occur in their line of work.
Employee Benefits: we provide you with a comprehensive and competitive benefits package to offer your employees.
If you need a commercial insurance policy in Michigan, call us or visit our offices in Rochester Hills, MI and we will assist you with all your insurance needs. Our agents are ready to answer your questions and guide you through the process of acquiring a commercial insurance policy.