Home Insurance in Michigan

Until the unexpected happens, you might be tempted to brush off home insurance as cash down the drain. Under the Michigan law, you're eligible for a home insurance policy if you are a homeowner.

Home insurance policy protects your dwelling and your property against damages resulting from specific perils outlined in your policy. These hazards include fire, riots, windstorm, theft, hail, vandalism, and smoke.

What Do Home Insurance Policies Cover?

• Dwellings - the policy covers the home structure as well as any other property around.
• Personal Property - the policy covers loss due to damage to personal items by perils such as fire, theft, and more as specified in the policy.
• Additional living expenses - if your home is uninhabitable due to the occurrence of a covered loss, you'll be reimbursed for the extra costs of accommodations.
• Property belonging to others - the insurance policy covers borrowed laptops, cell phones, and other valuables damaged in your home.
• Personal Liabilities - covers you against legal responsibilities and lawsuits for accidents to others on your property and elsewhere.
• Medical expenses - if there were people injured on your property, the home insurance policy covers their medical bills.

Coverage Options Offered At McNeil Agency, Inc.

McNeil Agency, Inc. has a variety of flexible coverage options that you can choose from in Michigan. They include;

• Coverage for Premium Valuables: If you happen to own items of high value such as jewelry, you can add them to the policy.
• Extended Limit Coverage: In addition to your home coverage, you're free to pay extra premiums toward the settlement in case of the occurrence of the risk insured.

McNeil Agency, Inc. for Reliable Home Insurance Policies

If you're a resident of Rochester Hills, MI, then you need a home insurance policy. At McNeil Agency, Inc., we offer all types of insurance policies. For home & auto insurance quotes, check out our online rating tools. Visit us at our office in Rochester Hills, MI for quotes on other policy types.