Michigan’s new auto reform law went into effect on July 1, 2020. The new measure gives auto owners in Rochester Hills, MI more options in terms of personal injury protection (PIP). The agents at Huy Hurley McNeil can help you understand how the new auto reform law affects your budget and lifestyle.
What does the new auto reform law change?
The new auto reform law gives individuals in Michigan the choice to opt-out of personal injury protection. Michigan is a no-fault state, which typically means drivers are responsible for their own medical bills and wages lost regardless of who is at fault in an accident.
In past times, Michigan as a no-fault state meant PIP coverage was required. The new auto reform law, however, makes it possible for those who have health insurance through an employer to opt-out of purchasing the additional protection.
Who else qualifies to opt-out of PIP coverage?
Those who have Medicare insurance in Rochester Hills MI may also choose to opt-out of PIP coverage. All health insurance policies, regardless of whether or not they are provided by an employer, require deductibles of $6,000 or less to meet the PIP opt-out standards.
How does the new auto reform law apply to your situation?
The new auto reform law may save money if you qualify to opt-out of PIP coverage in Rochester Hills, MI. It is best, however, to speak with an insurance agent at Guy Hurley McNeil before deciding to go without protection.
Call Guy Hurley McNeil today to learn more about Michigan’s new auto reform law and to get started with a quote for auto insurance!
